- RVing is a favorite American pastime
- Tennessee offers many wonderful places to go RVing such as Imagination Mountain and the Grand Ole RV Resort
- Before taking your RV on a trip, make sure you have the insurance coverage you need
The RV, or recreational vehicle, has long been a staple of American freedom and movement. The ownership and renting of these vehicles are at the
The ownership and renting of these vehicles are at the highest they have been in nearly two decades. There are a variety of factors makes the RV popular.
The RV is truly the precursor to tiny houses. It takes everything a person could need, an area for sleeping, cooking, entertainment, and personal hygiene, as well as some limited storage space and packs it all into one small vehicle.
The only difference is that an RV is meant for temporary use, and a tiny house is designed for long term use.
An RV allows you bring your home with you. It encompasses the best of both worlds by allowing you to relax and enjoy your vacation but still bring all of the comforts and familiarities of personal space with you.
For people who enjoy camping but do not like cooking with a campfire or bathing in a lake, the RV is the answer.
RVs let you be one with nature while still having easy access to the modern amenities you can’t go without. An RV gives you an upgraded version of camping.
If you are looking to vacation soon with your RV, start comparison shopping first for the best RV insurance before hitting the road! Enter your ZIP code above to begin!
What can you expect with RV parking locations?
You will find that different settings for RV parking provide a slightly different atmosphere and amenities.
– Campgrounds at State and National Parks
If you are searching to be one with nature or see wildlife in a natural setting, take an RV trip to State or National Parks.
These locations provide the most access to beautiful scenery and many different types of animals. They also can give you a lesson in the area’s history.
– RV Parks and Resorts
For people that prefer a traditional vacation setting with a variety of activities at their fingertips, an RV park or resort is the answer. These locations offer all sorts of amenities.
You will, of course, have your basic RV amenities for water, electricity, and proper disposal of sewage. Depending on the particular location, you will also have other activities such as:
- Boating
- Canoeing
- Fishing
- Swimming
- Playgrounds
- Mini golf
- Rafting
- Crafts
- Bonfires
- Nature hikes
– Fairgrounds
Perhaps the type of RV parking location that offers a unique experience is the fairgrounds. These places are usually open during carnivals or county fairs.
You will usually have access to the typical water, electric, and sewage amenities. However, you will also be right next to one-of-a-kind activities, entertainment, and food.
Top 16 RV Parking Locations in Tennessee
Tennessee has a bounty of options for those who are looking to vacation there with their RV. We have narrowed it down to what we think are the 16 best places to park your RV and enjoy Tennessee at its finest.
#1 – Pine Mountain RV Park
Located in Pigeon Forge, Pine Mountain RV Park offers the beauty of the Smoky Mountains with several other amenities like horseback riding, trout fishing, and golfing. It is also minutes away from Dollywood and the Great Smoky Mountains National Park.
The park entrance has a trolley stop so you can easily enjoy the town. Kids will appreciate the large splash pool, and there is an on-site laundry facility.
Depending on the season and what type of RV park site you desire, you can expect to pay between $35 and $65 per night at Pine Mountain.
#2 – Loretta Lynn Ranch & Campground
Loretta Lynn’s Ranch was named a Top Family Park in 2013. This unique RV and camping site has special events seasonally and allows guests to tour Loretta’s plantation home.
You and your family will also enjoy the on-site museums, shopping, fishing, paddle boats, and pool.
Here you will pay $40 per night for a 50amp hookup. Water and electric services are only available during the summer and are $35 per night.
#3 – Anchor Down RV Resort
At Anchor Down RV Resort, you are treated to stunning views of the Smoky Mountains as well as the convenience of being on Douglas Lake.
You can enjoy a day on the lake with a jet ski rental and dig your toes into the sand while playing beach volleyball. You can also play with your kids on the spacious playground, play fetch with your furry friend in the leash-free park, or fire up your private barbecue for a family dinner followed by smores from the bonfire.
The activities here are endless with something for everyone to enjoy.
You will pay between $39 and $139 per night, depending on what type of site you need. This RV park is closed during the winter months of December through the beginning of March.
#4 – Nashville Shores Lakeside Resort
Nashville Shores Lakeside Resort caters to families, providing scenic views and activities for people of all ages.
They offer 84 newly developed RV sites, some with waterfront locations, along with children’s activities, pontoon boat rentals, fishing, and wooded acreage.
RV parking is $50 to $65 per night, and you will also receive a discount if you purchase tickets to the waterpark during your stay.
#5 – River Plantation RV Resort
Located in Sevierville, the River Plantation RV Resort is a favorite RV site for its hospitality, reasonable rates, and views of the Smoky Mountains.
This resort is close to Dollywood, WonderWorks, the Dixie Stampede, and Ripley’s Aquarium of the Smokies. Hundreds of shopping and dining opportunities are also close by.
Two pools and an Adventure Park with zip-lining are located on-site for your enjoyment and convenience.
Expect to pay between $29 and $65 for a site here per night, depending on your needs and lot size.
#6 – Graceland RV Park & Campground
If you are looking for a top vacation spot or simply traveling through Memphis, consider the Graceland RV Park just off of Elvis Presley Boulevard.
Many popular Memphis attractions are nearby. A swimming pool, as well as biking and hiking trails, are on-site.
The campground is also patrolled by 24-hour security for your safety. To find out more about Graceland’s sites and rates, contact them directly.
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#7 – Grand Ole RV Resort & Market
If you are looking for a home away from home, look no further than the Grand Ole RV Resort in Goodlettsville. The small town atmosphere here helps everyone feel welcome.
With 107 RV campsites, on-site laundry, and a market, everything you need is right here. This RV resort is located close to downtown Nashville and is close to many popular attractions like the Country Music Hall of Fame and the Belle Meade Plantation.
You can expect to pay a daily rate between $33 and $35, depending on if you need a 30amp or a 50amp lot.
#8 – Deer Run RV Resort
Situated on the Cumberland Plateau in Crossville, the Deer Run RV Resort is a 200-acre site with natural scenery, wildlife, and a private lake.
Amenities include:
- Golf cart rentals
- Swimming pool
- Tennis courts
- Playground
- Shuffleboard
- Horseshoe pits
- Basketball courts
- Chapel services on Sunday
Rates start at $39 per night for a full-service hookup. RV storage is also available for $15 per night.
#9 – Baileyton RV Park
Baileyton RV Park offers a quiet and peaceful getaway in the Northeast Tennessee Valley.
Enjoy the nearby restaurants and stores or go for a walk on their scenic trails. There is also a driving range and a fishing pond for guests to relax and pass the time.
Depending on the season and size of lot you need, you can expect to pay between $40 to $65 per night here.
#10 – Whispering River Resort
With access to the Little River and more than 40 acres of recreational land, there is plenty to enjoy at the Whispering River RV Resort. Located in Walland, this RV resort welcomes both families and pets.
On-site you can fish, look for wildlife, watch native birds, keep warm by a bonfire while roasting hot dogs and marshmallows, or access the free wifi.
Nearby you have access to horseback riding and inner tube rentals as well as other attractions like farmer’s markets and the Comedy Barn.
RV sites here are $45 for standard and $47 for extra long.
#11 – Imagination Mountain
Imagination Mountain is located in the Smoky Mountains in Gatlinburg. It is close to many area attractions like Dollywood and Lumberjack Adventure.
Amenities include:
- Nightly movies
- Swimming
- Hiking
- Day camps during June and July
- Mini-golf
- Basketball
- Horseshoes
- Weekend children’s activities
- Sunday church services
You can also take in the natural scenery and then cool off with a hand-dipped ice cream cone from the on-site ice cream parlor. Expect to pay between $45 to $72 for your RV site, based on the time of year and your needs.
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#12 – Smoky Mountain Premier RV Resort
If you have an extra large rig or are seeking adventure, Smoky Mountain Premier is for you. This 16-acre park in Crosby is known for its clean facilities and easy access to many attractions.
Guests here can play corn hole, cool off in the pool or soak in the sun on the sun deck, take their kids to the playground, challenge their friends to a game of horseshoes, and get their exercise in the fitness center or on the hiking trails.
Rates run between $42 to $77, depending on the type of RV parking you need and what season it is.
#13 – Foothills RV Parks & Cabins
Foothills RV Park is within proximity to many popular attractions in the Smoky Mountains such as the Great Smoky Mountains National Park, Dollywood, and outlet shopping malls.
Excellent trout fishing can be found at the Little Pigeon River just steps away from the RV park. Pets are welcome for RV guests, and the Fun Time Trolley can take you where you want to go.
Rates are around $45, depending on how many people you have in your party. Extra vehicles must be parked at the office.
#14 – Manchester KOA
Families and wildlife lovers won’t want to miss Manchester KOA located in Tennessee’s heartland. This award-winning park is near caves, waterfalls, plenty of wildlife, a natural bridge, and several nature trails.
Take a free tour at the Jack Daniels and George Dickel Distilleries, which happens to be the site of the largest battle of the Civil War.
Campground amenities include:
- Wifi
- Cable television
- A dog park
- Bike rentals
- A pool during the summer months
- Fishing
Rates specific to your dates and needs can be found by contacting them or on their website.
#15 – Riveredge RV Park
Located in southern Pigeon Forge, Riveredge RV Park provides easy access to anything you need as well as top amenities you want. If you want to venture out, take the Fun Time Trolley to the grocery store, a restaurant, the outlet mall, a music show, or even Dollywood.
If you prefer to stay on site, take a dip in the 8-foot deep heated pool, run on the playground, find some fun in the game room, or fish in the Little Pigeon River.
Rates range between $39 and $55 depending on which season you travel in.
#16 – Raccoon Mountain
https://www.youtube.com/watch?v=hQoXRhmjLQM
Just outside of Chattanooga, sits Raccoon Mountain Caverns and Campground.Here you can tour the state’s highest rated cave and experience panning for gemstones.
You also can relax by the campfire and enjoy the views of both Lookout Mountain and Raccoon Mountain.
Full-service sites and water and electric sites are available. Contact them directly for rates.
Keep in mind that if you need extra parking for your RV anywhere on your journey, free RV parking is allowed at all Walmarts in the United States. If parking costs are getting in the way of taking your dream RV trip, try these tips.
Auto Insurance for RVs
Insuring an RV–although well worth the money — can be an expensive endeavor. To get the best RV insurance rates, do some comparison shopping at least once per year and be sure you have adequate coverage.
Not only do you need to make sure you are following insurance laws in your state, but you also need to protect yourself financially. Using an online price comparison tool can help you find the best RV insurance rates for your situation.
Insuring your RV comes with the territory and is legally required in most states. There are four basic options for insurance when it comes to RVs.
– Liability
Liability coverage will help pay the expenses of any damages you cause to other parties or their property, including medical expenses and damages to their vehicle.
Liability does not cover your own damages, even if you caused them.
– Collision
In order to be covered for your own damages, you will need to select collision coverage. This coverage type will help pay for damages to your property.
– Comprehensive
With both collision and comprehensive you will choose your deductible and coverage limits.
However, comprehensive coverage is used for other situations that may damage your car such as:
- Theft
- Vandalism
- Flooding
- Fires
- Natural disasters
– Uninsured/Underinsured
Even though most states require their drivers to have a minimum amount of auto insurance in place, some drivers ignore this law.
If you are in an accident with a driver who is uninsured, your uninsured motorist coverage will come into play.
Uninsured motorist coverage can also be used if you are the victim of a hit-and-run driver. If your damages exhaust the limits of the other driver’s insurance policy, you can also rely on your underinsured motorist policy.
Additional Options
Other coverage options you may want to consider include:
- Full-timer coverage – This coverage is similar to a homeowners policy when it comes to your liability. If you reside full-time in your RV, it covers your liability for accidents that may happen inside or outside, even while the RV is parked. Only a handful of companies offer this coverage type, while some bundle it together with other coverages to help save you money.
- Vacation liability coverage – Also known as campsite liability coverage, this coverage is for those who do not have full-timers coverage but need to be covered against liability when their RV is parked.
- Personal effects coverage – Personal effects coverage is elective but still important as it provides protection for your personal items such as clothing, cookware, electronics, jewelry, tools, golf clubs, firearms, and anything else you own and keep in your RV. This coverage pays you to replace these items if needed.
- Emergency roadside assistance – This coverage is also wise to have as it covers you if you need help while on the road. It can help if you run out of gas, have a flat tire, experience a mechanical failure, or need towing.
- Personal injury protection – Also known as PIP, this coverage can help pay for medical bills and lost wages in the event of an injury. You can file a claim on your PIP coverage no matter who is at fault for the accident. This coverage is only available in no-fault states.
- Medical payments – Also known as Med Pay, this coverage is similar to PIP. It is important to consider adding this coverage, especially if do not have health insurance.
- Fire department service coverage – If you incur a bill from the fire department for them to save or protect your RV, this coverage can help. Some auto insurance companies will include this within their comprehensive and collision policies, and some do not. You will need to find out if you should add this separately.
- GAP – If your RV is financed, this coverage isn’t only a wise choice but is also probably contractually required. If your RV is severely damaged, your insurance company may pay you the fair market value instead of fixing it. The fair market value isn’t usually enough to pay the remainder of the loan. Many RV owners then have to pay off the loan themselves. Instead, GAP coverage pays the loan for you.
- Emergency expenses – Some RV policies give customers a minimum amount of emergency expense coverage at no additional charge. This coverage differs depending on if you live in the RV full-time or part-time.
If you are a full-timer, emergency expense coverage pays for reasonable temporary living expenses and transportation if your RV is unusable due to a covered loss.
For part-timers, it pays for reasonable temporary living expenses, transportation, and the return of your RV if it becomes unusable more than 50 miles away from the named insured’s primary residence.
Try our FREE online quote tool and start comparison shopping for the best RV insurance rates in Tennessee! Enter your ZIP code below!